Jerry Fleming

What Does a Medicare Advantage Plan Include?


Navigating the complexities of Medicare can be overwhelming, especially when considering the various options available to beneficiaries. Among these options is Medicare Advantage, also known as Medicare Part C, which offers an alternative approach to receiving Medicare benefits. Understanding what a Medicare Advantage plan includes is essential for beneficiaries seeking comprehensive and coordinated healthcare coverage. Comprehensive Coverage One of the primary features of Medicare Advantage plans is their comprehensive coverage, which typically includes all the benefits of Original Medicare (Parts A and B).

29 May 2024

Navigating the World of Dental Insurance Plans


Understanding dental insurance plans can often seem like a daunting task, especially with the numerous options and complex terms involved. However, taking the time to gain a clear grasp of these plans and their benefits is crucial to maintaining optimal oral health without breaking the bank. By familiarizing yourself with the coverage details, including preventative care, restorative procedures, and orthodontic options, you can make informed decisions and ensure that you receive the necessary dental care when you need it most.

6 January 2024

Demystifying Medical Advantage Insurance Plans


Peeling back the layers of health insurance can be a daunting task. Among the myriad options available, Medical Advantage plans often emerge as a popular choice. These plans take the traditional Medicare coverage and bundle it with additional benefits for a comprehensive package. Exploring the Components of Medical Advantage Plans Medical Advantage plans, also known as Part C, combine Parts A and B of traditional Medicare. They cover hospital care, doctors' visits, and other standard medical services.

5 December 2023

Understanding Medicaid Redetermination: A Lifeline for Many


Medicaid, a joint federal and state program in the United States, is designed to assist individuals with limited income and resources to access healthcare services. However, maintaining Medicaid benefits requires more than just initial eligibility; it involves a process known as Medicaid redetermination. What is Medicaid Redetermination? Also known as Medicaid recertification or renewal, Medicaid redetermination is a regular review of an individual's eligibility for Medicaid benefits. Each state's Medicaid program conducts this review to ensure that beneficiaries still meet the required eligibility criteria.

5 October 2023

The Main Medicare Plans


If you are eligible for Medicare, you may have many options to choose from when it comes to your health coverage. Medicare is a federal health insurance program that provides benefits for people who are 65 or older, disabled, or have certain medical conditions. There are different types of plans, each with its own benefits, costs, and rules. Here are the main types of Medicare plans. Original Medicare (Part A and Part B)

14 July 2023

Health Insurance Services: Securing Your Well-Being And Peace Of Mind


Health insurance plays a crucial role in ensuring that individuals have access to the healthcare services they need without facing overwhelming financial burdens. It acts as a safety net, protecting individuals from high medical costs and unexpected health emergencies. By pooling risk and spreading the financial burden across a larger population, health insurance promotes affordability and equitable access to healthcare services. Benefits of Health Insurance Services Health insurance services offer a range of benefits that contribute to the overall well-being of individuals and families.

25 May 2023

Medigap Plans — Selection Tips For Those With Medicare


If you have Medicare and there's ever a gap in your coverage, you can respond appropriately by getting a Medigap plan. It's a supplementary type of insurance. If you need to buy one, do so in the following ways.  Keep an Open Mind in the Beginning When you first start looking at all of the Medigap plans that are available, you want to keep an open mind. You want to assess all options objectively so that you can see how they would benefit your medical needs now and years later.

2 April 2023

Medicare Insurance Policy Options You May Want


Medicare is a federal health insurance program that provides coverage for people who are 65 years old or older, as well as for people who have certain disabilities or chronic health conditions. Medicare offers several different insurance policy options to choose from, each with its own coverage and costs. Here are the different Medicare insurance policy options.  Medicare Part A Medicare Part A is the basic coverage option that provides hospital insurance.

23 February 2023

Tips For Filing Your Claim For Veteran Atomic Cancer Compensation


Are you a veteran who has been diagnosed with cancer? Do you believe your cancer can be traced back to your exposure to radiation during your military service? If so, the Department of Veteran Affairs provides a process for you to receive financial compensation. For example, Veteran Atomic Cancer Compensation may be available to those who were exposed to ionizing radiation as part of their work with nuclear weapons. Here are some tips to keep in mind if you intend to move forward with a claim for compensation.

10 February 2023

An Overview To Medicare Part D Prescription Drug Coverage


Medicare coverage is something many people over the age of 65 have. This coverage offers benefits for hospital and related physician fees. What it may not cover is the cost of prescription drugs. If you are finding a gap between what your Medicare and other insurance covers and what you are paying out of pocket for your prescriptions, you may need an additional Medicare benefit. This benefit is called Medicare Part D.

27 October 2022